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英语作文与单词的讲解
篇一:英语作文
These 4 Steps Will Make You a Confident Investor
It’s a whole new investing ball game folks.
Even just a few years ago, your odds of being able to start investing with as little as $100 were as good as a pig not rolling in mud after a storm.
Sure, people have been writing about investing with $100 for years.
But the knowledge needed to pull it off properly was crazy. And the emotional and practical obstacles to getting started were scary.
Not anymore.
If you’ve always wanted to hit the start (or restart) button on investing, here’s how you can do it with $100.
Is This You?
Let’s be honest.
Most folks believe the investing myths that abound everywhere you turn. I’m talking myths like:
1. Getting started with investing isn’t necessary if you eventually make enough money
2. Investing with small amounts has no benefits
3. You need thousands of dollars (or more) before the investment company gatekeepers will let you in
4. People who don’t know a stock from a bond or how “The Market” works should stay away
5. You should pay off all your debt – regardless of the terms and interest rate – before investing
6. The best returns for a solopreneur or small business owner are always reinvesting in your business
There could actually be some truth to these myths in certain scenarios. I should know since I worked in the investment industry for a decade. But people who these myths apply to probably don’t look and act like you and me.
Every day, a new barrier to investing with small amounts is being invisibly broken down. So, if you’re determined to have your purchasing power grow faster than taxes and inflation constantly devour it, you should be investing now.
Know the Breakdown
Many people get stuck with investing because they feel they need to know the perfect investment before starting.
Here’s a secret everyone should know:
There is no such thing as a “perfect” investment. There are only suitable or appropriate investments, some of which you might already know about.
You could get tips from Warren Buffett all day long or even incredible education in less than two pages, but the fundamental process can be the same for everyone.
Here’s the breakdown to get you moving, educated, and joining a new generation of confident investors.
1. Answer Some Initial Considerations
You don’t need to know every investing definition, process, and principle before starting.
But you do need to know your investing goals up front. Beyond ensuring your purchasing power is keeping up with the hidden bite of taxes and inflation, do you need money to pay for higher education, retirement, a future wedding, a new car, or that vacation you richly deserve? Answering this question will determine the account structure you need to pursue these big goals.
You should also consider how much to invest initially and periodically, especially if you have debt or are self-employed. Do this based on more than just financial analysis though. The health, emotional, and mental angles are essential too.
2. Choose an Investment Account Type
You could open a limited partnership, futures, or foreign currency account (among others). However, the newly empowered investor probably will find them too complex, too expensive, and too risky.
Instead, base your selection on the answer to this core question:
Do you want to invest with a focus on retirement, higher education, or something else?
If retirement, pick among retirement options like an Individual Retirement Account (U.S.), Tax-Free Savings Account (Canada), or Individual Savings Account (U.K.). If higher education, choose among options like a 529 College Savings Plan (U.S.), Registered Education Savings Plan (Canada), or Junior Individual Savings Account (U.K.). If retirement or higher education doesn’t suit your needs, the plain vanilla account is a great option.
3. Select an Appropriate Investment
Remember there are no perfect investments for you, only suitable or appropriate ones. And among all the investment types under the sun, picking one between stocks, fixed-income (i.e. bonds), mutual funds or Exchange Traded Funds, Real Estate Investment Trusts (REIT), and commodities will generally be appropriate for most people.
Just make sure you first understand core investing principles like risk tolerance, diversification, liquidity, rate of return, and keeping costs low before making a choice.
Filters and screening tools can be your best friend here, so use them liberally.
4. Picking an Investment Company
It starts getting easier now because your choices of account structure and investment type aren’t offered by all investment companies.
Separate from each investment company’s online functionality, support methods, and pricing model, the core decision point will be how little money the company requires to open an account and invest in specific securities.
Consider signing up for automated periodic investments to further decrease the minimum balance amounts required if otherwise too high. Just about every country has investment companies with no minimum balance amounts for certain investments or minimum amounts as low as $100.
Tools at The Motley Fool, FindTheBest, Financial Highway (Canada), and Money.co.uk (U.K.) can be really helpful.
Boom! You’re Investing
After the account is opened and you’ve placed your first trade, you’re rocking and rolling as an investor. Your investment balance might be small-time, but you should feel big-time confidence that your money can now grow to pay for your future needs.
Plus, it feels awesome to fight back against the ever-present grip of taxes and inflation.
When you act on these steps, your mind and spirit will thank you for liberating your time, money, and talent. Your pocketbook and bank account will thank you too.
So what’s it going to be folks? Commit to getting started (or restarted) with investing and let us know when it’s happening in the comments!
篇二:大学英语四级基础:大纲词汇(6)
alcohol
n.酒精,乙醇;含酒精的饮料
alert
a.警惕的,警觉的;机灵的
alike
a.相同的,相像的
alive
a.活着的,存在的;有活力的,活泼的
all
a.全部的,整个的 pron.全部,ad.完全,都
alliance
n.同盟,同盟国;结盟,联姻
allocate
vt.分配,配给
allow
vt.允许,准许;承认;给予 vi.(for)考虑到
allowance
n.津贴;零用钱
ally
n.同盟者;伙伴;同类
almost
ad.几乎,差不多
alone
a.单独的,独自的 ad.仅仅,只;单独地
along
prep.沿着 ad.向前
alongside
prep.在…旁边;和…在一起 ad.在旁边
aloud
ad.大声地;响亮地
alphabet
n.字母表
already
ad.早已,已经
also
ad.也,同样;而且,还
alter
vt.改变
alternative
a.两者择一的 n.供选择的东西;取舍?
although
conj.虽然,即使
altitude
n.高度,海泼
afternoon
n.下午,午后
afterward(s)
ad.以后,后来
again
ad.又,再;倍
against
prep.逆;紧靠着;与…对照,对比
age
n.年龄;时代;老年;长时间 v.(使)变老
agency
n.代理(权),代办;力量,(能动)作用;机构
agenda
n.(会议的)议程
agent
n.代理人;代理商;产生作用的人或事物
aggressive
a.爱寻衅的;侵略的;有进取心的
ago
a.&ad.以前,…前
agree
vi.赞同;适合,一致;商定
agreement
n.协议,约定;同意,达成协议
agriculture
n.农业
ahead
ad.&a.在前;向前;在先,预先
aid
n.帮助;助手;救护 vt.帮助;急救
aim
n.目的;瞄准 vi.(at)目的在于 vt.把…瞄准
air
n.大气,空气;态度,神态 vt.通风
aircraft
n.飞机,飞艇,航空器
airline
n.(飞机的)航线;航空公司
airplane
n.(美)飞机
airport
n.飞机场
alarm
n.惊恐;警报 vt.使…惊恐;向…报警
admission
n.允许进入;承认;入场费,入会费,入场券
admit
vt.承认;接纳,招收
adopt
vt.采用,采取(态度等);选定;收养
adult
a.成年人的;已成熟的 n.成年人
advance
vi.前进,进展 vt.促进,提高 n.发展,前进
advanced
a.先进的,高级的
advantage
n.优点,有利条件;利益,好处
adventure
n.冒险,冒险活动;奇遇
adverb
n.副词
advertise
vt.做广告
advertisement
n.广告;做广告,登广告
advice
n.劝告,意见,建议
advisable
a.明智的,可取的
advise
vt.劝告,建议;警告,忠告
advocate
vt.提倡,鼓吹 n.提倡者,鼓吹者
aeroplane
n.(英)飞机
affair
n.事件,事务;业务;私通
affect
vt.影响,作用;感动;(疾病)侵袭
affection
n.慈爱,爱;感情;作用,影响
afford
vt.担负得起,抽得出(时间等);提供
afraid
a.害怕的,畏惧的;恐怕的,担心的
after
prep.&conj.在…后 ad.后来
acquisition
n.获得(物)
acre
n.英亩
across
prep.横过;在…的对面 ad.横过;在另一边
act
vi.行动;起作用 vt.扮演 n.行为;法令
action
n.活动,行为;作用
active
a.有活力的,积极的,主动的
activity
n.活动,行动
actor
n.演员,男演员;行动者
actress
n.女演员
actual
a.实际的;现实的,真实的,目前的
acute
a.剧烈的;敏锐的;成锐角的;尖的,高音的
ad
n.=advertisement 广告
adapt
vt.使适应,使适合;改写,改编
add
v.加上,增加;合计;补充
addition
n.加,加法;附加物
additional
a.附加的,另外的
address
n.地址;讲话 vt.向…讲话,写姓名地址
adequate
a.足够的,充分的
adjective
n.形容词 a.形容词性的
adjust
vt.调整;校准 vi.调整;(to)适应于
administration
n.管理,经营;管理部门;执行;施政
admire
vt.羡慕,赞美,钦佩
accident
n.事故;意外;偶然之事
accidental
a.意外的,偶然(发生)的
accommodation
n.住处,膳宿
accompany
vt.陪伴,陪同;为…伴奏
accomplish
vt.完成,实现,成就
accord
v.给予;允准;使一致
accordance
n.一致,符合
accordingly
ad.相应地,照着办,按照;于是,因此
account
n.帐目;报告;帐户 vi.说明;报账
accountant
n.会计,出纳
accumulate
v.积累,积聚,堆积,积蓄
accuracy
n.准确,精确
accurate
a.准确的,精确的,正确无误的
accuse
vt.谴责;指控
accustomed
a. 习惯了的
ache
n.疼 vi.疼痛,持续的隐隐作痛
achieve
vt.完成,达到(目的)
achievement
n.成绩,成就;完成,达到
acid
a.酸的,酸性的 n.酸
acknowledge
vt.承认;对(某人所做的事)表示感谢
acquaintance
n.认识,了解,熟人;相识的人
acquire
vt.获得,取得;学到(知识等);养成(习惯)
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